Credit Cards VS Debit Cards in Singapore

credit-cards-vs-debit-cards-in-singapore

Credit cards give you access to money that isn’t yours. It’s the same as borrowing money, except without the crying and impassioned pleading (that part comes later). Debit cards just save you from standing in long ATM queues; it’s access to your own money, with the occasional perk. But which of the two should you be packing? 

The Convenience of Plastic

Living without a debit or credit card is like cycling to work: you get to outwardly boast how healthy you are, and inwardly curse at the inconvenience.

So say you’re tired of not being able to shop online. Of having to borrow a card just to download apps, even the free ones. Of making more trips to the ATM than an incontinent cat to a litter box. Between debit and credit cards, which form of plastic should you be considering?

Read Before You Elope: 7 Tips For An Affordable Wedding

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Ah, Weddings! Bridal showers, big cakes, and guzzling half a beer factory at someone else's expense. Which you’d better, considering your dinner will cost them a mid-range car. You know when the hosts looked at the bill, they were just pretending those were tears of joy right? So do the right thing. Guide them to our 7 Tips for Affordable Weddings.

The Social Network(er): The Story of Project Crew’s Alaric Tan

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Alaric Tan is the driving force behind The Project Crew, a new force in Singapore’s event management industry. And if you’ve been in that industry, you’ll know there are easier jobs out there. Like being a Commando. To find out how Alaric thrives and succeeds in his pressure-cooker world, we do some catching up.

Reizo: Undressing the Story Behind a Fashion Entrepreneur

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REIZO is a custom tailoring business, recently opened at Wilkie Edge. In a world where tailored suits cost more than blood transfusions, Reizo manages to deliver quality at cut rate prices. That isn’t the only unusual thing about them; this fresh start-up had some unlikely roots. MoneySmart did some probing, and we nabbed while we were at it.