Tuesday, September 27, 2011

Get Paid More: How to Negotiate a Higher Salary

Live Link: get-paid-more-how-to-negotiate-a-higher-salary

When I was getting my very first job, the thought of negotiating a salary filled me with absolute terror. What sort of price tag was I going to attach to myself? How was I going to justify asking for more? And why was my prospective employer slapping her knee and baying like a hyena, calling everyone over to have a look at my CV?

As you might gather, that first interview wasn’t exactly comfortable. When it got to the part where I mumbled my expected salary, she laughed so hard she blew coffee out her left nostril. But she was kind enough to explain that $50,000 a month was not the expected amount for mid-level management.

Sunday, September 25, 2011

Are Foreigners Stealing Jobs from Singaporeans?


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The sudden rage generated by that headline was so intense, my keyboard just exploded. Cool it. Let’s try to take a somewhat objective view of this. And along the way, let’s look at some solutions…

To start, 30 percent of Singapore's working population is foreign. Or if you want to be historical and all, it’s probably 99.99 percent, being that our ancestors were all migrants. But that aside, it does mean that close to a third of our job market is taken up by expats. With the current economic climate, that’s a major cause for worry. Or is it?

Buying VS Renting a Singapore Property?


So you don’t recall what happened after last night’s pub crawl, but the old bachelor pad is a smoking wreck. Or your buddy won’t let you crash for the fourth year running, and your girlfriend’s now your fiance. Whatever the case, you’re facing the big question: rent or buy?

Right now property prices are so high you’ll need a ladder to check them. Before making a decision, you’d better have a look at Moneysmart’s list of pros and cons. Your house is probably going to be the biggest purchase you ever make, so think it over.

7 Cheap Weekend Getaways (near Singapore)


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So I’ve made millions on the stock market, and I’ve a weekend to celebrate. Okay, I exaggerate. I almost made a thousand bucks. Nonetheless, it’s reason enough to celebrate! Here’s how to have a good time on a budget. Here’s my list of 7 Weekend Getaways, which shouldn’t be as cheap as they are.

How Credit Card Companies Make Money From You (and What You Can Do About It)



In order to secure a purchase, a buyer needs to (1) be enticed to purchase, and (2) actually have the money to buy it. Having worked in marketing, I know that (1) is easy. Tiger Breweries could replace their mascot with a dead chihuahua and I’d still get smashed on weekends. Condition (2) is a bit tricky. Businesses need you to buy things…often things you can’t afford.